The car accident claims process isn’t as straightforward as you might imagine. There are many steps that must be completed before the car accident claim is closed and a car accident settlement can be offered – or rejected. In this article, we’ll look at what happens when it comes to personal injury case settlements – from start to finish.
The Auto Accident Claims Process.
The car accident settlement process usually has the following steps:
- Step 1: car accident scene
- Step 2: car accident report
- Step 3: medical treatment
- Step 4: car insurance claim
- Step 5: car repair estimate
- Step 6: car repair work
- Step 7: car insurance settlement
- Step 8: car accident injury compensation
To better understand each of these steps, we’re going to take each one in turn.
Car accident scene.
The car accident scene is the first thing that’s dealt with after a car accident. The importance of this step in car accident claims cannot be understated.
At the car accident scene, it’s important to:
- Secure evidence at the car accident scene. There might be debris from the car accident, which will need to be preserved and kept. Anything broken or damaged needs to be found and kept.
- Record car accident witness statements.
- Gain car insurance details of other motorists involved in the car accident case.
- Assess the car damage at the scene caused by the car accident.
- Get medical treatment, if necessary.
If there are witnesses to a car accident, their contact information will be important – as they can help either substantiate or dispute car accident damage or serious injuries.
Car Accident Police Report.
The car accident report will be vital in car accident settlement claims, as it provides critical information to car insurance companies. To get a report, call the police immediately following a car accident. Generally, an official police report will only be generated if there is an injury. So, even if you suffer a minor injury, let the police know so a report is created. Police reports will include the following:
- Any vehicles involved in the car accident.
- The car drivers involved in the car accident.
- A detailed description of why and how the car accident happened.
This information can help give an idea about liability for car accidents – which can be important when it comes to car accident settlements.
If a car accident victim needs medical treatment after a car accident, they should seek medical attention straight away. It’s important that car accident victims see a doctor as soon as possible after car accidents – so injuries can be determined and treated if necessary. If personal injury victims don’t attend medical treatment, car insurance companies might argue that car accident injuries don’t exist or are not as bad as they are claimed to be.
After receiving the necessary medical treatment, keep all receipts and documentation. You will need to provide this information to the insurance company to settle your claims.
Car Insurance Claim.
After car accidents, car insurance companies will want to be kept informed of how injuries and car damage progress. Car insurance companies usually send claims adjusters to assess car accident injury claims and car repair damage claims.
The car insurance claim process starts with the car insurance company receiving notification from the car accident victims or the defendant of the car wreck. A car insurance claim number will be given to the case, which will need to be quoted when dealing with auto insurance representatives. An insurance adjuster will be assigned to your case. This person’s job is to determine how much you are owed in car insurance claim settlements, if anything.
Although they can be nice and polite, insurance adjusters are not your friend. The goal of the insurance company and everyone working for them is to ensure they pay as little in car insurance claims as possible. This means that car accident victims should never share information with their insurance company without getting advice from a lawyer first.
Car Repair Estimate.
At some point after the claim is opened, an appraiser will go over the car damage with your insurance company. They will want to know how much it will cost to fix the vehicle, which is where a car repair estimate comes into play.
To get an accurate figure on car repairs, go to a general appraiser or independent estimator (one who isn’t affiliated with any particular insurance company). They can give a truly accurate idea of the cost of car repairs.
Car Repair Work.
If you’ve received an accurate car repair estimate, your insurance company will contact a repair shop to start the work on your vehicle. A check for the cost of repairs will be sent to that shop when they’re done, which they can then send to their bank.
The insurance company is supposed to only pay the maximum value of the car at the time of the car accident, which means if your car is worth more now than it was at the time of the wreck, you’ll have to negotiate with them about paying the remaining cost.
Car Insurance Settlement.
When it comes to settling your claim with a car insurance company, you have two options:
Accept their final offer or negotiate for more money. If car accident victims are open to negotiation, it’s possible that they might get a higher settlement figure. Car insurance companies can be persuaded to increase the amount of your car insurance settlement if you have good reason to believe your claim is worth more than what the company has offered.
If you want to get the most out of your claim, you will need car accident legal representation.
Car Accident Injury Compensation.
After car accident claims, sometimes people wonder how much compensation they can expect for car accidents. The answer depends on the facts and circumstances of the case – there is never a definitive amount that someone will be paid or not paid.
Car accident compensation is generally calculated as a car insurance claim settlement, which compensates the injured party for medical expenses and other costs they have already accrued and will continue to incur. Compensation can also be paid at a preset amount per week based on an accident victim’s work time they missed due to their serious injuries. This may have tax implications, so be sure you speak to a tax professional about the appropriate amount. You can also be compensated for pain and suffering, but these damages are subjective and difficult to measure.
Depending on the severity of injuries, it may be possible to sue another party or parties for damages related to the car accident. This can be done through a formal personal injury lawsuit or informal settlement outside of court. For this reason, you should speak to a personal injury attorney as soon as possible after your car wreck.
When filing a car accident claim or lawsuit, it’s important to keep all receipts for expenses related to the case. These include medical bills, lost wages, and property damage. The best way to do this is to keep these records organized, so they can be easily accessed at any time.
When in doubt about what you should do after a car accident, get advice from a lawyer at our law firm.
How Can A Car Accident Attorney Help With My Case?
A lawyer familiar with the ins and outs of insurance claims will be able to give you advice on how to best proceed through the personal injury claims process. They can also help by negotiating directly with your insurance company for a higher settlement amount. If negotiations aren’t working, they will know when it is time to file a lawsuit against negligent parties or go to trial.
In some cases, they can help your case by hiring a private investigator to collect evidence that insurance adjusters might not get on their own. This could include photos and video of the accident site and damage to vehicles involved, as well as photos and videos of you and any witnesses, GPS information (information about the speed you were traveling at, your direction of travel, etc.) that can be used as evidence.
Whether or not the personal injury lawyers decide to use private investigators, they will always help with legal representation. This includes court time and preparation on their part. If it’s more cost-effective to go to trial than settle your claim, they can help with that.
All the things a car accident attorney does for you is in addition to anything your insurance company might be willing or required to do under the terms of the car insurance policy. This means you have multiple people working hard on your claim and doing everything possible to get you a settlement that is fair to you.
How Much Do Car Accident Lawyers Cost?
An auto accident lawyer at our law firm charges a contingency fee for their services. This means you don’t pay us any money until we win your case and get you a settlement. Our contingency fees are 33 1/3% of the total car insurance settlement before a lawsuit is filed, and 45% if we have to file a lawsuit. We operate on a contingency fee basis to ensure you receive top notch legal representation, without the added stress of paying upfront fees and costs.
If we don’t win your case, you won’t owe us anything.
Why Choose A Car Accident Lawyer At Our Law Firm?
Our goal in representing automobile accident victims is to ensure they know what’s going on at every step in their case, win or lose. We also want them to afford the legal representation that might help them recover a
Car accident lawyers typically want to meet with their clients as soon as possible after a wreck. It is important to get information from them about the case while it’s still fresh in their mind. This helps the attorney ask the right questions of witnesses and accident parties, which could help increase your settlement later on.
Getting Help From An Auto Accident Lawyer Near Me.
A car accident claims process can be complicated for injury victims unfamiliar with how insurance policies work. This is why it’s a good idea to get car crash legal help from a car accident lawyer as soon as possible after an accident.
An experienced car accident lawyer can help you by ensuring you’re dealing with the right parties and getting all the compensation you deserve for your injuries. For those injured in a car accident and want to get the most from their car insurance settlement, a personal injury attorney can be a valuable ally.
You should contact a car injury attorney as soon as possible to protect your legal rights following a car crash. This means having the right people to talk to and filling out claim forms correctly. Although your car insurance company might act like they are the only people you should be talking to, that’s rarely true.
Only with skilled legal representation can you ensure adequate compensation for your injuries. A car accident lawyer will also help you deal with any emotional consequences of being injured in a car crash.
If negotiations aren’t working, they will know when it is time to file a lawsuit against negligent parties or go to trial. In some cases, they can help your case by hiring a private investigator to collect evidence that insurance adjusters might not get on their own.
An attorney can also help during the settlement process by doing everything they can to increase your insurance policy limits and maximize your settlement. This could include hiring experts like airbag engineers and mechanics to explain how the airbags functioned in your case, or using a biomechanics expert who can testify about how your injuries were likely to have been caused.
In some cases, it might be necessary to hire a crash reconstruction expert who can review the crash scene and testify about how the accident happened. In other situations, an engineering expert might be called upon to explain how a defective part in a car contributed to the crash.
When you have suffered a serious injury in a car crash, you can trust an attorney at JSM Injury Firm APC to handle your case. We have the skills and resources needed to build your case, challenge negligent parties, and negotiate with insurance companies so that you can receive all the compensation you deserve.
Contact us by calling 949-404-4826, or click here to schedule a free consultation.